We resume our article on the essential details of twenty-one. In Part One we reviewed the basis of the game, hitting, standing and how to double down. In part two we will discuss splitting, surrendering and insurance.

Split: if a gambler is assigned two cards of the same amount (2 eights for instance) she may break them up to create 2 different hands. If you choose to split your hand you’ll need to lay a new bet equivalent to the original bet.

Surrender: A few casinos will let individuals to surrender the cards they have been dealt along with fifty percent of the initial wager they placed prior to the croupier looking at their hand. As a rule it is important to ask the dealer for clarification on the table rules or check the rules section on the online casino you are competing on.

Insurance: When the dealers face up card is an Ace individuals have the ability to take out insurance. You’ll lay half of the original bet before the dealer checks his cards; if the dealer has twenty-one you’ll win the insurance wager but still lose the original wager. Regrettably if the dealer doesn’t have black jack the competitor loses the insurance. It’s a risk but one that is well worth it, if used as part of a clever strategy.

Once a gambler has stayed or busted by exceeding twenty-one the croupier will reveal his or her cards and will continue to deal themselves cards until one of the following things has appeared: if he has surpassed 17, a dealer won’t normally take another card due to the possibility of going bust, if he has drawn 21 or if he has gone bust.